BY: FT Correspondent:
ISLAMABAD — The Board of Directors of easypaisa digital bank has approved the financial statements for the half-year ended June 30, 2026, with the bank reporting a Profit Before Tax (PBT) of PKR 8.26 billion and Profit After Tax (PAT) of PKR 5.78 billion.
The bank’s PBT increased 2.27 times compared to the corresponding period last year, while earnings per share stood at PKR 9.61. Total revenue increased by 30.50% year-on-year, with net markup income rising 32.46% and fee-based income increasing 28.34%.
As of June 30, 2026, total assets stood at PKR 232.58 billion, while customer deposits increased 67.37% year-on-year to PKR 158.58 billion. Gross advances reached PKR 31.11 billion, with the bank reporting healthy asset quality.
The bank maintained a Capital Adequacy Ratio of 23.75%, well above the regulatory requirement. PACRA upgraded easypaisa digital bank’s long-term entity rating to “AA-” while reaffirming its short-term rating at “A1” on July 1, 2026.
President and CEO Jahanzeb Khan said the strong profitability reflected the resilience of the bank’s business model and continued customer trust, adding that easypaisa remained focused on financial inclusion and digital innovation.
CFO Amin Sukhiani said the bank was expanding its digital ecosystem through Islamic banking, foreign exchange, BNPL and credit card products.
With more than 60 million registered users, easypaisa digital bank said it would continue expanding its payments, lending, remittances, insurance and digital lifestyle services to promote financial inclusion across Pakistan.
